Pre-LOI quality of earnings

Know what's real before you sign.

Paste a CIM. Princely checks the seller's numbers against themselves, flags what does not hold up, and hands you a verify-before-LOI list. Minutes, not hours.

Built for searchers, independent sponsors, and first-time SMB buyers reviewing acquisitions up to $10M.

Free to run, no credit card. Your financials are never stored on our servers.

QoE-lite report

Clearwater Express Car Wash

2 to verify

Adjusted EBITDA$709,800

Seller stated$770,800

CHECK

EBITDA overstated about 8%: a tax line added back that should not apply on a pass-through.

GOOD

Priced at 2.60× SDE versus a 4.75× market median, a real discount.

Two tools, one deal

Screen every deal free. Go to the books on the one you’ll buy.

Princely works at the two moments that decide a deal: a fast read on every candidate before you commit, then a full verification once one reaches LOI and the data room opens.

Stage 1 · before LOI Free

CIM screening

Paste a CIM or broker listing. Princely checks the seller’s numbers against themselves and hands you a verify-before-LOI list. Minutes, not hours.

Adjusted earnings vs the seller’s stated figure
Overstatements and aggressive add-backs, flagged
A diligence checklist built from your deal

Stage 2 · at LOI $149

Full Quality of Earnings

Once the data room opens, Princely checks those numbers against the real records: bank statements, the general ledger, and tax returns.

Proof of cash: revenue reconciled to bank activity
Three-way tie-out: books, taxes, bank
Every add-back and the working-capital target

Upload the deal

Drop a CIM, P&L, or broker listing, or paste the numbers. One document is enough to start.

Read the findings

What ties out, what is overstated, and what to question, in plain language with the math shown.

Verify before LOI

A diligence checklist built from the exact issues in your deal, so nothing slips through.

Built to be trusted

Why you can trust the numbers.

You are about to spend real money on what these numbers say. Princely is built so the output is defensible: the math is deterministic, your data stays private, and the tool is clear about where it stops and a CPA begins.

The engine does the math

The AI only reads the raw figures. A deterministic engine computes and cross-checks every number, and anything that does not cross-foot is flagged, not computed on.

Findings, not a black box

Every flag traces back to the line items it came from. No opaque 0–100 score to argue with, just what is real and what to verify.

Your data stays private

Financials are read in real time and never stored on our servers. Saved reports live only in your browser.

Honest about its limits

A preliminary screen and a full Quality of Earnings, not a CPA attestation. Verify with a licensed CPA before closing.

See what is really in your next deal.

Stage 2 · at LOI

When the deal gets real, go to the books.

The free screen reads the seller’s CIM. Once you sign an LOI and the data room opens, a full Quality of Earnings rebuilds earnings from the source records, the bank statements, the general ledger, and the filed tax returns, and reconciles all three against each other.

$149 per report, about 1% of a $6,000–$25,000 CPA quality of earnings.

What a full QoE tests

Procedure 01Proof of cash

Reconciles reported revenue and expenses to bank activity, month by month, and surfaces unexplained variances above a clear materiality threshold. Earnings get confidence only when the bank activity, receivables, and records support them.

Procedure 02Three-way tie-out

Reconciles the internal books against the filed tax returns and the bank statements, showing where they agree, where they break, and what needs verification.

Procedure 03Add-backs, tested

Every owner add-back surfaced and judged: which are genuinely one-time and which are recurring costs dressed up as adjustments. Yours to confirm before they reach the multiple.

Procedure 04Working-capital peg

Calculates the normal working capital the buyer should require at close, then shows any shortfall versus what the seller plans to leave.

Procedure 05True cost of the deal

Identifies debt-like obligations and working-capital shortfalls so you negotiate the real economic price, not just the headline asking price.

You bring

The data room

Bank statements (the trailing 12 months)
The general ledger or QuickBooks export
The filed business tax returns
A/R, A/P, and the asking price

You get

A workpaper you can hand off

A findings-first report: what ties out, what does not
The earnings databook, book to adjusted
A downloadable PDF for your CPA or lender
A diligence checklist built from this deal

$149per report · the figures stay in this analysis, never stored on our servers

A full Quality of Earnings, not a formal CPA attestation. Princely’s AI reads the source documents and a deterministic engine reconciles and computes the numbers; verify with a licensed CPA before closing.

Step 1 of 5

Bring the deal in.

Drop a CIM, P&L, tax return, or broker listing, or paste the numbers. One document is enough to start. Princely reads it in real time and never stores it on our servers.

Drop documents here

Up to 8 files: CIM, P&L, tax return, broker listing

PDF TXT CSV

or paste the numbers directly

Free, no credit card.

Step 1 · the deal

First, the deal.

Two quick terms set the earnings basis and the entry multiple. The source documents come next, one at a time.

Asking price $

Earnings basis

Owner-operated (SDE) Manager-run (EBITDA)

SDE adds back your full owner salary (you run it); EBITDA deducts a market manager's pay (you hire one). Defaulted by deal size, change it if you'll run it differently. Built for deals up to $10M.

Upload the bank statements.

The trailing 12 months, every account the business runs through. This powers proof of cash: checking the cash that actually moved against the books.

Drop bank statements, or click to choose

PDF or CSV · combined or month-by-month

Add the general ledger.

A QuickBooks export, a GL detail, or the internal income statement. This is where adjusted earnings and the owner add-backs come from.

Drop the GL / QuickBooks export, or click

PDF or CSV · or the internal P&L

Add the tax returns.

The most recent filed business return. It is the third leg of the tie-out and the figure a lender trusts most.

Drop the filed tax return, or click

PDF · most recent year

Review and run.

Here is what Princely will read. Anything missing is flagged in the report, not blocked. Add more below, or run the full QoE now.

Add other documents (optional)

A/R & A/P aging, balance sheet, anything else

PDF or CSV

or paste figures directly

$149 per report.

Analyzing the deal

Your figures stay inside this analysis, never stored on our servers.

Step 3 of 5

Here is what we read.

Before Princely judges the numbers, confirm it read them correctly. Fix anything misread, the math re-runs instantly and free. This is the input the analysis is built on.

Edits applied

Step 5 of 5

Verify before you sign.

A diligence checklist built from the exact issues in this deal. Work through it before the LOI so nothing slips past.

Reached LOI on this deal?

Run a full Quality of Earnings to verify these numbers against the actual bank statements, ledger, and tax returns. $149 per report.

Not financial or legal advice. PrincelyAI is an analytical tool for informational purposes only. All outputs — including scores, valuations, deal memos, and recommendations — are generated by AI and do not constitute certified financial advice, legal advice, or a professional business valuation. Always verify figures with a licensed CPA, attorney, and business broker before making any acquisition decision. PrincelyAI and its operators assume no liability for decisions made based on this analysis. Analysis powered by AI.

DISCLAIMER: This report is for informational purposes only and does not constitute certified financial advice, legal advice, or a professional business valuation. Verify all figures with licensed professionals before making any acquisition decision. PrincelyAI assumes no liability for decisions made based on this analysis.